The Tech Guru

Hello Friends,

I am really proud to announce that for the first time MortgageFit rewards more than $ 150 in a single month.:)

It’s an exciting moment for me and I am so happy to share this with you all.

Interested to win a reward?

Then take the first little step towards it…

In our community forums, members can earn dollars (which we are calling as mentor dollars) by just participating and sharing their experiences in the forums. So, you too can be a part of it and enjoy the rewards.

It’s been an interesting month (September) so far as the Community rewarded $173.93 Mentor Dollars to 5 members:

1. Lee Alexander ($24.84)
2. Jenkin ($ 27.00)
3. Eric Mathews ($10.00)
4. Liaoyu ($12.09)
5. Larry ($ 100.00)

So what are you thinking about - Want to see your name next month over here? Then Join Us and start participating in our forums.

Technorati Tags: community rewards, earn dollars, reward dollars

Everyone in the world is going through problems and hassles while managing personal finance. Whether a person is earning $ 500 or $ 50000 per month, more or less everybody gets into trouble at some time or the other.

A survey involving various communities prove that maximum % of people are having finance problem of 5 different types:

1. Managing debts
2. Maintaining budget
3. Improving credit scores
4. Insurance problems
5. Mortgage problems

So, is there a solution or a way to manage finances better?

ourcommunitypower is the solution to all such financial problems -A community consisting of 4 big financial communities:

1. www.debtconsolidationcare.com : Solution to Debt problems
2. www.creditmagic.com : Provides you with tips to improve your credit score.
3. www.ampminsure.org : Helps you to resolve insurance related forums.
4. www.mortgagefit.com : Discuss any mortgage related issues and have your own home. Even it provides a free tool to maintain your budget.

Technorati Tags: finance problem, manage finance, financial community

The Mortgage Industry is now passing through one of the toughest times. And it’s a challenge for all the professionals (Lender, Broker, Loan Officers, Appraiser etc…) to make their business a success.

I have a few tips for them.

Generally we take help of Advertisement through different Medias like Newspaper, TV Channels, boarding and lots of others… it helps in product promotion.

But in a big industry like Mortgage, the professionals are actually not promoting any product. They are mainly engaged in providing services. And “Service Promotion” is quite a tough job, though not impossible.

We all know “Building Goodwill is the key to successful business“. But it’s very difficult to build Goodwill.

Tips to promote your business:

• Run your blog. Keep on updating it with the service you are providing.
• Be a part of different related communities.
• Participate in forums and guide people as advisors. Don’t try to make posts that just help in your business promotion.
• Try to be a friend of your client (After all without them we cannot survive)

Let me know if you have any other tips so that I can implement it in my life

Technorati Tags: mortgage professional, promote business, goodwill

That’s because we have a community of more than

• 23000 members
• 600 Lenders and Brokers

It’s a community where we have already discussed on 10, 000 topics about mortgage and related financial issues altogether having around more 22, 000 discussions.

It’s a platform where community members share their experiences and knowledge and come out with helpful resources for the common people. To name a few, there are the

1. Budgeting Tool
2. Mortgage Planner
3. Booklet on Shop and Compare Mortgage etc…

Effective web tools for bloggers and webmasters make our community unique in the world of finance.

More than 40 financial calculators play another major role in making our community one of the largest.

But my goal doesn’t end here. There’s still a long way to go……

Technorati Tags: community, mortgage community, largest community

Hello Friends,

Yesterday, I got an interesting feedback from a Guest Member in MortgageFit Community.

He found a bug in our calculator. Yes, the bug is an interesting one. In our Mortgage Payment Calculator, for some payments, the total of Principal and Mortgage Interest was coming out to be higher than actual monthly payment; but the difference is minimal, that of $0.01 only.

I have assigned the task to my development team so that they fix the bug asap; Hopefully, they will come up with a positive result.

But may be you are thinking - Why I am sharing this with you?

Actually, after I came to know, I just started browsing some of the biggest sites in the mortgage industry like BankRate.com, Mortgage-Interest.com and more…

Guess what? I was completely surprised to see that they also having the same type of bug!!

Let’s try out with Bank Rate’s Mortgage Payment Calculator:

What do you say? Isn’t that surprising?

Technorati Tags: calculator bug, mortgage payment calculator, bankrate.com

Hi friends,

We have a new member, Michael Waite in our community.

So what? Already we have more than 23,000 members in our community

What’s Different?

He is a hunterman (hunterman67). Is it strange that we have a hunterman in finance community?

Well, I don’t think so. And know what, one of our regular members Adonis caught him.

It shows that our mortgage community is not where you find financial experts – there are interesting people who can have fun and enjoy.

So, want to be with us?

Join the community and Have fun!!

Technorati Tags: hunting, mortgage community, hunterman

First I would like to speak about the concept of being talkable. We can define it as “everyone is talking about you, or your product or site to others’

Is it possible?

Yeah, definitely we can make our website or blogs talkable by implementing Forum.

Oh No!
“Forum, it’s too tough to manage. The system is too complex” – that’s what I often hear people saying.

But what if we keep provisions where

• You do not have to manage.
• The system is too simple.

Imagine just a 3 line code helping you to implement forum in your site!! And our experts will then manage your Forum.

Amazing!!! Isn’t it? But quite possible. Now we have a tool named “Mini Forum” which can make it possible. So, you can have your own forums without loosing a single visitor.

What do you say? Isn’t it something that can make your site talkable?

Tags: blogs, website, forum, mini forum

Hi, I got a comment By PSD in my last post,

could you please tell me. Know how to differentiate between your needs and wants.(Needs and wants both are the similar phrase) What do it mean? Please give me an example why this thing required for planning?

So, I am writing this post mainly to try and answer his question and also to make you aware by stating the basic difference between them.

We can differentiate needs and wants in many aspects:

Economically, we can define Needs as “something which you actually require and without which you cannot survive.” Whereas, Wants are such that you like to have them but those aren’t essential for your survival.

Giving examples, I can say, medical aids and child education fees are the needs. Whereas, spending for traveling and entertainment include the wants.

Even, we should apply this strategy in our business life while marketing for a product.

” For successful promotion of your product, try to convert the consumer wants into their needs.“

I think now I am able to make it clear why needs are wants are different.

Technorati : needs, wants, needs vs wants

Hi Guys,

I’ve already shared my views on how important it is to Plan while buying a home. And, a Mortgage Planner Spreadsheet is one such tool that helps one in such planning.

Today, I just want to share with you the 7 simple tips that can help you in successful planning.

1. Always be specific with your goals.
2. Know how to differentiate between your needs and wants. Focus more on your wants.
3. Try to make your plan simple and easy to be implemented.
4. Don’t hesitate to accept your weakness. Try to plan by avoiding your weaknesses.
5. Be practical in life. Do not plan emotionally.
6. Winning and losing are two sides of the same coin. Always be ready to accept either of the two.
7. Approach the right person to make your plan a success.

That is all I can think about as of now. Is there anything more that we require as a part of successful planning?

Technorati Tags: good planner planning

Hi guys,

It’s true that we all wish to have a home of our own. But how many of us actually Plan for a home?

Better Planning is the key of success in our life. Now, isn’t it something that we’ve been hearing since our childhood? The fact remains its smart planning that works out not just any planning. Good planners are indeed great players in their own life.

Buying a home is the one of the most vital decision in our life. I personally advice all home seekers to plan before they approach lenders.

Proper Planning helps you to fulfill your dreams, have a happy family with a sweet dream home. And, when it comes to planning, we don’t feel like bothering ourselves. Rather, we contact a Mortgage Advisor or Consultant but that means some dollars are credited from our pockets. So what about planning things yourself; Do it yourself is the best way to experience and learn things about your life. Yes, it isn’t easy but then in the end it gives great satisfaction to plan your own things.

So, if you’re ready to Plan your Mortgage, just download a free Mortgage Planner Spreadsheet at your desktop and give it a start.

Technorati Tags: mortgage planner do it yourself mortgage planning spreadsheet